Termite Damage: Identification, Assessment & Repair
Termites cause $5 billion in US property damage annually—more than fires, floods, and earthquakes combined. Unlike a fire or flood, termite damage accumulates silently over years. Here's what it looks like and what repairs cost.
Who This Is For
Homeowners who suspect termite damage. Home buyers who discovered damage during inspection. Anyone wanting to understand the financial risk.
The Problem
Termites eat wood from the inside out, leaving a thin veneer of paint or wood grain intact. By the time damage is visible, the structural integrity may already be compromised. Repair costs typically range from $3,000 to $8,000—and insurance won't cover it.
Warning Signs
- •Hollow-sounding wood when tapped with a screwdriver
- •Buckling or blistered wood surfaces with intact paint
- •Mud tunnels inside damaged wood
- •Frass (fecal pellets) near damaged areas
- •Visible galleries (tunnels) when wood is broken open
Risks of Waiting
- âš Repair costs escalate as colonies expand
- âš Structural damage spreads to load-bearing elements
- ⚠Home resale value drops—lenders require WDI inspection
- âš Insurance will not cover termite damage under any standard policy
Treatment Options
Professional Damage Assessment
Free with inspectionEvaluates structural integrity, maps damage extent, provides repair estimate. Often done alongside WDI inspection.
When to Call a Professional
Call immediately if you see any sign of termite damage. Even small visible damage often indicates much larger hidden damage. Get an inspection before spending on cosmetic repairs—you need to eliminate the termites first.
Frequently Asked Questions
Does homeowners insurance cover termite damage?
How much do termite repairs cost?
Related Pages
Suspect damage? Call for a free termite inspection before spending on repairs.
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